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Home Fire Safety
Home Fire Safety
By Erby Crofutt, B4U Close Home Inspections www.b4uclose.com
Is your home as Fire Safe as you can make it?
The answers to these questions will help determine if your home is as safe as
you can make it.
* Do you...
Home Loans – Identity Theft Protection Could Hurt Home Sales
Identity theft has been a hot topic in the news during the last few years. Just a month or so ago, forty million credit card numbers were compromised due to a computer attack on a credit card processor. Consumers are rightly concerned, as it can...
Oregon Real Estate – Going Hip And Green
Located in the Pacific Northwest, Oregon is hip state that gets a lot of rain. This rain results in a beautiful green state, but doesn’t put a damper on the real estate market.
Oregon
From the stunning Crater Lake to Pioneer Square in...
South Dakota Real Estate – Step Away From The Rat Race
From National Parks to a relaxed pace of life, South Dakota has a lot more going for it then you might think. With some of the cheapest prices in the land, South Dakota real estate is a steal.
South Dakota
If you’re looking for bustling cities...
Timing Clauses Stop Sellers From Inciting Bidding Wars
It is no secret that the current real estate market is hot, hot, hot. Sellers can receive multiple bids for their property on the same day. In the rush of the moment, your emotions can carry you into a bidding war. Using timing clauses can help...
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An Ideal Way To Purchase Your New Home Without Strict Banking Regulations
You've searched high and low around town looking for that special home for you and your family. Everyone agrees that "this is the one"! Your down payment for the home is large enough, but you know your credit is terrible, or worse, practically non-existent.
It is a given that banks tend to lend money to people who a) have enough cash that they don't need a loan; b) possess good to very good credit.
Another nightmare with having bad credit is the closing costs. On conventional loans designed for individuals with credit problems, closing costs can be considerably higher. The higher interest rate will also cause the monthly payment to increase.
In addition, the percentage of the down payment needed towards the real estate cost will also increase. The required down payment for credit-impaired applicants can easily be 10% to over 20% in some cases.
Based on a $100,000 home, this could easily equal $10,000 to $20,000 in down payment towards the real estate cost-not including closing costs.
Some of you reading this might be thinking aloud, "Yeah, that's just how the system is, right"? Not much can be done about my bad credit.
Although the "system" appears to be working against you, you can still get the dream home you desire.
Fortunately, there are little, but very effective techniques being used by people to establish AAA credit, wipe out debts, and proceed to get the house they want. All in the same time period.
A good idea would be to start with your credit. If you have non-existent credit, you can apply for (and receive) credit cards that will build up your credit score. These credit card
companies report to the major credit bureaus that you've been paying your credit card bills each month.
During this time, you can look for funding programs that would be willing to listen to your situation. They want to help you obtain the funding to purchase that new home you want.
Such funding programs like to work with the seller exclusively, (For Sale By Owner). No bank red tape or real estate agents to turn you down for financing. It's just you, the funders, and the seller.
There are programs out there that can help you, but you must be very careful when choosing one for you and your family. Look for programs that are legal in all 50 states, qualified professionals in their field, and will offer you one-on-one consultations.
In conclusion, you and your family can still receive the American Dream. Just taking these steps outlined above can get you there quicker than you ever thought possible.
About the Author: David M. Rolle' is a Funding Program Franchise Owner.
I am on a personal mission to help provide financing
for those who can't obtain it through the banking system.
For information on funding and to claim your
free special reports, e-mail david@inyourhometoday.com
with R.E. Article in "Subject" line.
This article is copyright (c) 2005 by David M. Rolle' and is
available for reprint in your ezine, website or ebook at
david@inyourhometoday.com.
You MUST agree not to make any changes
to the article and the RESOURCE BOX MUST be included.
Source: www.isnare.com
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